Get Instant
Term Life Insurance
Quotes in Seconds


Lifeinsure.com makes it easy to find the best instant term life insurance quotes for you in just a few clicks, without your personal contact information.

Get instant life insurance quotes from the top insurance companies, including

“Honest recommendations. Richard was a true pleasure to work with. Have sent friends and family to LifeInsure.com.”
—Akiva H. VIEW ALL REVIEWS

Overall Rating

100%

of customers that buy from this merchant give them a 4 or 5-star rating.

Why LifeInsure.com?

See your private quotes instantly with no personal info required.
Instantly find great accurate rates without hidden fees.

We show you top-rated companies, but we work independently for you.

 

How much does life insurance cost?

IT'S MORE AFFORDABLE THAN YOU MAY REALIZE

According to the 2019 Insurance Barometer Report, lack of knowledge causes many consumers to overestimate the cost of term life insurance coverage. Over half of the population thinks the cost of a term life insurance policy is over three times the actual cost.

Actual Real-Life Examples:

Jon, 30

$1,000,000

10-year term life policy for $20 monthly

Mary, 50

$250,000

10-year term life policy for $23 monthly

Jon, 30

$500,000

15-year term life policy for $27 monthly

A Few of our Specialties

Frequently Asked Questions

If you have a spouse (or partner) and/or children that would suffer financially if you were to die, you need life insurance. There are others who need life insurance (e.g. business partners), but the main incentive to own life insurance always has been to ensure your loved ones will be taken care of financially should you die.
There are several methods of determining how much life insurance you need. One method is using the multiple of income method, using a multiplier of your income to determine the benefit amount. Between 25 and 35, we recommend 20-25 times your income; between 35- 50, multiply your income by 15; above 50, use a factor of 10. These are only general guides, as every situation will vary.

You can also use our calculator, which uses a different method. Ultimately, the cost will be a factor too, as you have to maintain the premium payments over time.

Now that you have determined how much you need, hopefully the insurance company will offer you that amount. Insurance companies use multipliers as described above and will not provide you with more coverage than they think you need, based on their formulas. There is some flexibility there, so if you have needs that exceed these formulas, your agent can help you “sell your case” to the underwriter.

No. We are paid a commission by the insurance company if we assist you with getting your policy in force

Online or on the phone,
we make it fast and easy.

Our easy-to-use, online quote engine allows you to compare Term Life Insurance, No-Exam Life Insurance and Final Expense Life Insurance quotes instantly. GET STARTED

However, if you do want to speak to a live professional, our licensed and experienced agents are available to answer your questions. Call now: 866-868-0099





Welcome to LifeInsure.com